Educational Purpose Only
All content, tools, calculators, products, videos, emails, and other materials produced by Wealth Tactical are for educational and informational purposes only. Nothing produced by Wealth Tactical constitutes financial advice, investment advice, legal advice, tax advice, employment advice, or any other form of professional advice.
No Guarantee of Financial Outcomes
Wealth Tactical makes no representation, warranty, or guarantee, express or implied, that:
- Using any Wealth Tactical product or tool will improve your financial situation
- Any specific financial outcome, result, or savings target will be achieved
- The strategies, frameworks, or information presented are suitable for your specific financial circumstances
- Any calculation, score, or estimate produced by the Financial Fragility Score Calculator reflects your actual financial situation with precision
Individual financial outcomes depend on numerous factors outside our control, including but not limited to: personal income, expenses, debt levels, job market conditions, employer decisions, economic conditions, and individual action taken.
The Calculator Is an Estimate
The Financial Fragility Score Calculator at score.wealthtactical.com produces an estimated score and runway projection based on inputs you provide. This estimate:
- Uses national benchmark data (BLS, Federal Reserve, KFF) that may not reflect your specific local market or employer
- Does not account for all possible income sources, expenses, or financial variables in your situation
- Is not a substitute for a comprehensive financial plan prepared by a licensed financial advisor
- May not reflect recent changes in COBRA costs, tax law, benefit structures, or local employment conditions
No Investment or Trading Advice
Nothing in Wealth Tactical content, products, or communications constitutes a recommendation to buy, sell, or hold any security, investment, or financial instrument. No content should be construed as a solicitation for investment services.
Consult Qualified Professionals
Before making financial decisions, including decisions about savings rates, debt payoff, insurance coverage, severance negotiation, or benefit elections, consult a qualified and licensed professional, including:
- A certified financial planner (CFP) or registered financial advisor in your jurisdiction
- An employment lawyer before signing or negotiating any severance agreement
- A tax professional for decisions with tax implications
- A licensed insurance broker for coverage decisions
The Severance Negotiation Script included in the Complete Layoff Defense System is an educational framework only. It is not legal advice. It does not create an attorney-client relationship. Consult a qualified employment attorney before negotiating or signing any severance agreement.
FTC Disclosure: Typical Results
Any results, outcomes, or testimonials referenced in connection with Wealth Tactical products represent individual experiences and are not typical. Most users of financial education products do not achieve specific financial outcomes as a result of that education alone. Results depend on individual effort, financial situation, market conditions, and many other factors.
Any testimonial provided in exchange for a free product, discount, or other compensation will be clearly disclosed.
Hypothetical Examples
Case studies, avatars, and scenarios used in Wealth Tactical content (including those named "Marcus T.," "Priya S.," and others) are hypothetical composites created for educational illustration purposes. They do not represent real individuals. Any resemblance to actual persons is coincidental.
Contact
Questions about this disclaimer:
Wealth Tactical Ltd.
Email: growth@wealthtactical.com
Mailing Address: 225 Railway St E, #1, Cochrane, Alberta, Canada T4C 2A1